![]() The deductions you want to cancel, including account numbersĪn Post is authorised by the Minister for Finance to provide payment services and is regulated by the Central Bank of Ireland in the provision of such services. To cancel deductions, please write to us at the address above, including: You must give two weeks notice to cancel a deduction You can cancel any utility bill deductions by making a written request Submit a letter of authorisation from your local authority or housing body in respect of any rent payments along with a new deduction form How to cancel all deductionsĪll requests for cancellation of rent deductions must include a letter of authorisation from your local authority or housing body The new payment must not bring your total deductions above the 25% limit How to add new bill paymentsĬomplete a new Deduction Instruction Form (PDF, 485KB) and Freepost it back to us You can add new payments, change existing deductions or cancel deductions as long as your total deductions stay within the 25% limit. Household Budget, An Post, 3A General Post Office, Freepost, O'Connell Street Lower, Dublin 1, D01 F5P2 Making changes Widow’s, Widower’s or Surviving Civil Partner's Non–Contributory PensionĬontact our customer helpline at 1800 70 71 72 or complete the Household Budget Deduction Instruction Form (PDF, 485KB) for each bill you want to contribute to. Widow’s, Widower’s or Surviving Civil Partner's Contributory Pension Supplementary Welfare Allowance (basic payment) To qualify, you must be receiving one of the following payments through An Post: If You Are Paid Weekly: Take your weekly pay and multiply it by the number of weeks in a year: 52. Then divide this number by 12 to get your monthly income. You can also add new payments, change existing deductions or cancel deductions. If You Are Paid Bi-Weekly: Multiply your take-home pay for one paycheck by the number of paychecks in a year: 26. If your level of social welfare payment is not enough to meet all your deductions in a particular week, we will make deductions up to a maximum of 25% of the weekly flat rate payment, based on local authority payments receiving priority One of the hardest things about making a budget and managing money can be keeping track of what you spend. Working out what you spend: the first step towards managing money. You can find many simple, free budget planners online. €5 is the minimum weekly payment for any energy or phone bill Budget planners and savings calculators can help you get on top of your family budget and keep track of your spending. The total going towards bills must not be more than 25% of your flat weekly social welfare paymentįor rent, the amount will be the same as your weekly rent, as long as the total, including other bills, does not go over 25% of your weekly social welfare payment We operate the scheme on behalf of the Department of Social Protection. The money is deducted directly from your payment. If you receive certain social welfare payments, you can put a regular amount towards your household bills using Household Budget. How did you do? If you’re in the positive, congrats! You have money to set aside for savings.īut don’t worry if you’ve overspent.Do you struggle to manage your day-to-day finances? If you’re a qualifying social welfare recipient, our free Household Budget service can help. Try the Money Finder for yourself and then come back and continue with this guide. It takes just a few minutes to complete, but you’ll start to see how your income and expenses stack up, and how much you might have left over. Your exact spending will depend on where you live, your lifestyle and how. So if you spent 1,000 each month before you retired, you could expect to spend about 700 to 800 each month in retirement. Consider setting aside some money each month so you can look forward to a relaxing. The rule of thumb is that you can expect your expenses to be 70 to 80 of what they were before you retired. It compares your income and expenses and gives you a better sense of how much available money you have to put towards your savings. Staying motivated can help alleviate some of the pressures of budgeting. The Money Finder is a free budget calculator designed to help you create a spending plan for your household.
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